Vinay, Painake RutvikProf. Mohan Mani, - Supervisor2023-10-182023-10-182023-10-18https://dans.nls.ac.in/handle/123456789/1301The purpose of this dissertation research study is to examine the role of fintechs in promoting financial inclusion in India. The study focuses on the innovative aspects of fintechs and their potential to serve the unserved and underserved population in India. The lens of alternative data is used to narrow down the scope of research on financial innovation by fintechs. The study begins by exploring the concept of financial inclusion and its importance in addressing the issue of poverty in India. It then examines the current state of financial inclusion in India, highlighting the challenges faced by the traditional banking sector in serving the unserved and underserved population. The study then shifts its focus to the fintech industry and its potential to serve as a catalyst for financial inclusion. It analyzes the innovative products and services offered by fintechs in India. The study also examines the data-sharing landscape currently evolving in India and the challenges faced by fintechs in expanding their reach to the unserved and underserved population. The study employs a mixed-methods approach, combining both descriptive and exploratory research methods. The study will be entirely focused on qualitative data, primary as well as secondary. The primary data collection involves interviews with key stakeholders such as entrepreneurs, founders and product managers of fintech companies. The study aims to provide a comprehensive understanding of the role of fintechs in promoting financial inclusion in India, and to provide recommendations for policymakers and regulators to support the growth of fintechs in the country.enFintech’s; Data Privacy; Financial Innovation; Poverty in India.Financial innovation and inclusion: understanding the fintech use-cases of alternative dataBook