Browsing by Author "Prof. Mohan Mani, - Supervisor"
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Item Determinants of housing prices in Jaipur city(National Law School of India University, Bangalore, 2023-10-18) Verma, Nipun; Prof. Mohan Mani, - SupervisorThis research study aims to analyze the determinants of housing prices in Jaipur, India, with a focus on locational factors and access to urban transport. The study combines secondary data analysis of housing price trends, time-series analysis, and primary data collection through a questionnaire survey. The National Housing Bank's Residex is used to understand the overall housing price movements and trends in different zones of Jaipur. The findings of the research indicate a significant relationship between time and housing prices, demonstrating that housing prices appreciate over time. However, it is observed that the rate of increase varies across different zones of the city. The study explores the factors influencing housing prices, including proximity to the central business district (CBD), workplace, marketplace, and metro stations. Correlation analysis reveals a weak but inverse relationship between housing prices and the distances to these amenities, suggesting that housing prices decrease as proximity to CBD, urban transport, office, and market access increases. In addition to quantitative analysis, qualitative data is collected through a questionnaire survey to understand people's preferences when buying houses. Respondents express a strong preference for residing in areas with good environmental factors, such as proximity to open spaces and recreational parks, while avoiding noise pollution. The study also highlights the tendency of individuals to avoid living near lower-income neighborhoods, with a preference for middle-income or higher-income areas. The research contributes to the existing literature by providing empirical evidence on the determinants of housing prices in Jaipur. The findings have implications for policymakers, real estate investors, and developers in understanding market trends, making informed investment decisions, and formulating appropriate housing and urban development policies. The study emphasizes the importance of considering locational factors and access to urban amenities when assessing housing prices, and provides insights into the factors that influence housing choices and preferences of residents in Jaipur. Keywords: Housing prices, Determinants, Locational factors, Urban transport, CBD, Proximity, Jaipur, Residex, Time-series analysis, Quantitative analysis, Qualitative analysis.Item Exploring the role of collective in e-waste sector : bringing the informal sector into the world of regulations(National Law School of India University, Bangalore, 2023-10-18) Philip, John; Prof. Mohan Mani, - SupervisorThis study examines the involvement of various stakeholders in resolving the problem of informality in the e-waste sector. The study attempts to comprehend stakeholders' perspectives, issues, and options to minimising informality through interviews with stakeholders, including EPR authorised enterprises, recyclers, dismantlers, and government officials. The study also looks at how campaigns like Haritha Karma Sena and groups like Hasirudhala are fostering inclusive practises and lowering inequality in trash management. The results show that EPR authorised businesses have difficulty collecting precise information about the flow of goods into the black market. The lack of financial incentives and aims, as well as the limited engagement with the informal sector, all contribute to the perpetuation of informality. However, EPR authorised businesses have the opportunity to address this problem by putting into place strategies including enhancing monitoring systems, encouraging correct disposal, and encouraging partnerships with recognised recycling suppliers. The conversations with recyclers and dismantlers shed light on how difficult it is for them to work with unofficial players in the e-waste industry. Their efforts are hampered by a lack of information regarding the volume of e-waste entering the blackmarket and negative incentives for interacting with unorganised labour. To address these issues, it is necessary to establish more effective data gathering methods, partnerships with formal and informal actors, and focused efforts to stop the flow of e-waste into the black market. The report makes a number of recommendations based on the findings to lessen informality and foster inclusion in the e-waste sector. These include improving data collection and monitoring systems, rewarding ethical waste management practises, encouraging partnerships between formal recyclers and EPR authorised businesses, and offering financial and technical assistance to help the formalisation of informal employees.Item Financial innovation and inclusion: understanding the fintech use-cases of alternative data(National Law School of India University, Bangalore, 2023-10-18) Vinay, Painake Rutvik; Prof. Mohan Mani, - SupervisorThe purpose of this dissertation research study is to examine the role of fintechs in promoting financial inclusion in India. The study focuses on the innovative aspects of fintechs and their potential to serve the unserved and underserved population in India. The lens of alternative data is used to narrow down the scope of research on financial innovation by fintechs. The study begins by exploring the concept of financial inclusion and its importance in addressing the issue of poverty in India. It then examines the current state of financial inclusion in India, highlighting the challenges faced by the traditional banking sector in serving the unserved and underserved population. The study then shifts its focus to the fintech industry and its potential to serve as a catalyst for financial inclusion. It analyzes the innovative products and services offered by fintechs in India. The study also examines the data-sharing landscape currently evolving in India and the challenges faced by fintechs in expanding their reach to the unserved and underserved population. The study employs a mixed-methods approach, combining both descriptive and exploratory research methods. The study will be entirely focused on qualitative data, primary as well as secondary. The primary data collection involves interviews with key stakeholders such as entrepreneurs, founders and product managers of fintech companies. The study aims to provide a comprehensive understanding of the role of fintechs in promoting financial inclusion in India, and to provide recommendations for policymakers and regulators to support the growth of fintechs in the country.Item Impact of informal debt retirement among short-term migrant labour with policy implications(National Law School of India University, Bangalore, 2023-10-18) Katiyar, Tushar; Prof. Mohan Mani, - SupervisorMalcolm Darling (British Indian Civil Officer) while studying the high indebtedness among farmers in Punjab said, the Indian peasants are born in debt, live in debt and die in debt (Darling, 1977). Rural India is marred with extreme poverty due to erratic income, defective agricultural structures and little to no savings. Thus, the rural population are forced to seasonally migrate for better work opportunities and borrow heavy amounts of money to meet basic production, consumption and social requirements. Majority of rural households are, thus, debt burdened. The lack of social security and formal financial services means that the majority of lending occurs through informal sources. Initially higher indebtedness was attributed to higher dependence on informal moneylenders, who work without paperwork and charge higher interest rates. Despite an increase in provision of institutional credit to rural households, almost 52% of rural households are still indebted (Ministry of Statistics and Programme Implementation, 2015). Through a detailed survey and extensive case studies in southern Rajasthan this paper will explore how seasonal migrants and their families deal with informal debt. Qualitative and quantitative impact assessment will be conducted to find the effects of removal of debt from a migrant labourers' household. The role of targeted formal financial services will be analysed by trying to measure the social, financial and behavioural impact of removing informal debt through institutional credit. The last section of the paper will deal with the scope and analysis of the policy framework in order to improve access of institutional finance for the seasonal migrant labour.Item MGNREGA in the times of Covid-19 : A study of its impact in selected villages of North Karnataka(National Law School of India University, Bangalore, 2022-11-27) Ramamurthy, Kishan; Prof. Mohan Mani, - SupervisorThe Covid-19 Pandemic has created havoc in the livelihoods of the vulnerable communities. The series of nation-wide lockdown led to a complete shutdown of the economic activities making lives of the laborers in India miserable. The migrant workers took a big hit and they were forced to return to their villages with whatever transport available and some on barefoot during the lockdown. When future was becoming more uncertain, the Government of India (GoI) announced that MGNREGA would be resuming with all Covid appropriate norms. This came as a ray of hope for all laborers in Rural India. Consequently, we saw a sharp increase in the demand for jobs under the scheme showing how reliable MGNREGA was. But, the situation also exposed how unprepared our system was to address several issues of MGNREGA. This study aims to understand the impact of Covid-19 Pandemic on the lives of laborers in Mugalolli village of Bagalkote district, Kaaluvi taanda and Sogi villages of Vijayanagara district through primary research to understand the ground reality. The study also aims to understand the role played by MGNREGA in their lives after the pandemic hit and the changes they wish to see to make the scheme better.Item Outmigration in rural Uttarakhand : a participatory policy approach(National Law School of India University, Bangalore, 2022-12-02) Juyal, Tanmay; Prof. Mohan Mani, - SupervisorOut Migration has been an Uttarakhand has been a major issue for decades, with the state witnessing a mass exodus of working age men beginning in the 1990s, which eventually expanded to include entire families and the broader population. The study aims to ascertain the factors behind this phenomenon and extrapolate the same towards identifying structural deficiencies in the socio-economic setup of the state, along with discovering the impact that it has had on the affected regions. Finally, the study aims to provide broader recommendations to alleviate the said issues that have fuelled this exodus, through engaging with a comprehensive basket of stakeholders, covering both the local citizens and the government.Item Platform economy a study of female labour force participation in platform industry : a case study of Hyderabad(National Law School of India University, Bangalore, 2023-10-18) Bantula, Apoorva; Prof. Mohan Mani, - SupervisorItem Platform neutrality in Indian marketplace e-commerce : a study on stakeholder perspectives, platform-vendor relationships, and data sharing arrangements(National Law School of India University, Bangalore, 2022-12-02) Abhishek V; Prof. Mohan Mani, - SupervisorOver the better part of the last decade, the growth of e-commerce models has led to a significant change in the conduct and content of commerce in India. It is indicative of a thriving platform economy, where marketplace (and inventory based) e-commerce models match supply and demand through electronic interfaces. The rise of such a platform economy, while contributing to greater ease of buying and selling, geographical penetration, variety of products, and efficiencies across the supply chain, has also had implications on aspects of competition, business ethics, and data governance. In this context, the following study aims to examine the issue of platform neutrality, through the lens of various stakeholders- platforms, vendors, and legal experts. It does this, by breaking down the issue into it’s legal, moral, economic, and operational components. This is followed by a comparative analysis of data sharing frameworks across major economies, including India, with a focus on e-commerce. Each section, while listing observations, is followed by implications of those observations. This forms the base of the ‘principles-based’ approach for addressing Platform Neutrality. These principles also form the conclusion of this study, revolving around- greater examination of financial relationships between platforms and vendors, a careful consideration of harms and benefits in multisided markets, and a reimagined collaboration between platforms and vendors that involves bridging of technological gaps, and mechanisms for protection of proprietary data.Item Sustainable fashion in India : a study on altering consumer’s fashion preferences through public policy(National Law School of India University, Bangalore, 2023-10-18) Ramesh, Mahesh Krishnan; Prof. Mohan Mani, - SupervisorThe fashion industry's impact on environmental pollution has become a pressing global concern, prompting the need for urgent action. This dissertation aims to examine the challenges posed by fashion industry pollution and explore potential solutions within the context of sustainable fashion in India. Through a comprehensive literature review, the perception of fashion as a medium and consumer behaviors associated with fashion were analyzed. Additionally, current technology solutions related to sustainable fashion were evaluated. The study also delved into the production process of Ayurvastra, a traditional Indian natural dyeing method, to assess its viability and effectiveness in addressing the challenges of sustainable fashion. Furthermore, a semiotic analysis was conducted to explore the communicative role of fashion in shaping identity, particularly focusing on socio-political symbols in India. The findings revealed that the term "sustainable fashion" is often used ambiguously, necessitating the development of an index to measure the level of sustainability in fashion products accurately. Ayurvastra emerged as a promising alternative to synthetic dyeing due to its reduced water consumption, self-dyeing capabilities, and emphasis on the health and medicinal value of cloth. Moreover, Ayurvastra's production could contribute to increased agricultural cultivation, thus fostering economic growth in India. Furthermore, the study examined the role of government in influencing fashion trends and the adoption of sustainable practices. It was found that political leaders' impact on fashion behavior was limited, while civil servants held more potential in shaping fashion trends. The charkha, despite its limited use, was associated with self-sufficiency and sustainability. Based on these findings, the dissertation recommends that public policy should prioritize trend-setting initiatives to drive technological transitions towards sustainable fashion. This includes the implementation of eco-labels, standardization tools, and promoting the charkha as a symbol of sustainable fashion. By adopting these recommendations, India can actively address fashion industry pollution, become a leader in sustainable fashion, and foster a more environmentally conscious and socially responsible fashion industry